When considering whether to purchase a portfolio, Global Credit Recovery (GCR) conducts a quantitative and qualitative analysis to appropriately price the debt. This analysis includes the use of a pricing and collection probability model and draws upon extensive experience in the industry. GCR developed experience across a wide range of asset types at various stages of delinquency, having made purchases across more than 20 different asset types from over 50 different debt sellers since 2000.


GCR specializes in the acquisition of defaulted or charged-off accounts receivable portfolios from consumer credit originators. Charged-off receivables are the unpaid obligations of individuals to credit originators, such as credit card issuers, consumer finance companies, retail merchants, telecommunications and other utility providers. Since these receivables are delinquent or past due, GCR is able to purchase them at a substantial discount.


GCR does not perform collection process for these receivables in-house. Once acquired, the collection of these receivables is outsourced to a network of legal entities with strong expertise in consumer debt or resold.