What We Do

Global Credit Recovery (GCR) is a specialty finance company that purchases portfolios of consumer receivables from major banks, retailers, credit unions, utility providers, and municipalities.

GCR generates revenues primarily through the purchase, collection and sale of performing and non-performing consumer receivables that have typically been charged-off by the credit grantors or not considered to be prime receivables. These receivables include MasterCard, Visa and other credit card accounts issued by banks.

Some Facts About Us

Debt Purchased
Debt Originators Worked With
Invested in Portfolio Acquisitions
Years Experience in Consumer Collections

Investment Opportunities

GCR has produced outstanding financial returns for its investors over the last 6 years (20+ % Annually) buying and reselling consumer credit card portfolios. Buying these portfolios at a fraction of their face value for cents on the dollar allows for unique resale and legal based collection opportunities.

GCR's strong track record, network of high integrity secondary buyers and long-standing relationships with major credit originators provides the company with access to quality opportunities. Forward flow contracts with sellers provide GCR with a predictable supply of consistent quality product. 300+ originators sold over $100 billion of delinquent consumer receivables in 2013.

GCR utilizes forward flow and one off contracts with leading banks and brokers to purchase quarterly.

How We Do It


When considering whether to purchase a portfolio, GCR conducts a quantitative and qualitative analysis to appropriately price the debt. This analysis includes the use of a pricing and collection probability model and draws upon extensive experience in the industry.

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GCR specializes in the acquisition of defaulted or charged-off accounts receivable portfolios from consumer credit originators. Since these receivables are delinquent or past due, GCR is able to purchase them at a substantial discount.

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GCR does not perform collection process for these receivables in-house. Once acquired, the collection of these receivables is outsourced to a network of legal entities with strong expertise in consumer debt or resold.

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Who We Work With